Calculators

Mortgage Calculator

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Enter the sales price or the amount you plan to offer on a home.

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You can enter a dollar amount or percentage. Some programs allow down payments as low as 3%. Just remember, the more you put down, the less your payment will be.

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Your actual interest rate will be determined by your credit score, loan type and other factors.

Choose the length of the loan term you plan to use. Standard loan terms are 15 or 30 years.

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These calculations are tools for learning more about the mortgage process and are for estimation purposes only. Payment shown does not include taxes, insurance, or mortgage insurance (if applicable). This does not constitute an offer or approval of credit. Contact a PrimeLending home loan officer for actual estimates.

For example, a Conventional fixed rate loan with the terms purchase price of $300,000, on a loan term of 360 months, down payment of 20%, and an interest rate of 3.125%, will result in an annual percentage rate of 3.188% with $1900 in APR fees. Rate pulled 09/16/21, rates change daily. Loans are subject to borrower qualifications, including income, property evaluation, and final credit approval.

Total Principal:

Loan Term 30 Yr Fixed 15 Yr Fixed 30 Yr Adjustable
Monthly Payment $1,176 $1,243 $1,092
Mortgage Rate 3.75%
Total Costs $133,443 $51,912 $133,459

Based on the numbers you provided, here is your mortgage estimate. Want to see other options? Just enter new numbers to calculate and compare.

 
 
Your estimated monthly payment is
$1,176
30 year fixed loan
Principal & Interest
$450
Property Taxes
Home Insurance
PMI
Total Payment
CALCULATE

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