Homeownership Roadmap

Your Destination is Just Ahead.

Home Loan Heroes
Since 1986

Home Loan Heroes Since 1986

Part of the Community

Our loan officers are local, vested community members who understand the market and are dedicated to helping you achieve your homeownership goals.


With over 400 mortgage products, no one is better-equipped to help you find the right home loan for your specific situation.

That Simplifies

Our best-in-class digital process helps make your home loan process a simple, streamlined and secure experience from application through eClose1.

Don’t Take Our Word For It
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Over 21,000 5-star Zillow reviews

4.9-StarGoogle RatingRating

Providing service beyond expectations to every home buyer

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A+ Rating Accredited Business2

Step 1 Icon
Step 1: Apply & Gather Financials

Apply & Gather Financials


Our award-winning online application captures all of the information we need to qualify1 you, make a loan recommendation and deliver an estimate.

Then, easily and securely connect financial accounts and upload necessary documents. You can even snap pictures from your mobile device to accelerate the process.


  • Submit key documents
  • Credit pulled
  • Document verification
  • Set a price range
  • Compare loan options
  • Decide on down payment
  • Get qualified
  • Get your loan estimate
  • Intent to proceed
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Step 2: Appraise & Verify Property

Appraise & Verify Property


A professional will need to appraise the property and there will be a legal search on the property title. Our team will coordinate all of this for you.


  • Property appraisal
  • Property inspection
  • Title search
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Step 3: Process & Underwrite Loan

Process & Underwrite Loan


After you submit your application, our underwriting team takes an in-depth look at your credit score and financial history to determine whether you are eligible for a mortgage. If our underwriters have questions about something in your application, we’ll reach out for clarification. You can track your loan’s progress through every step, and we’ll stay in communication the entire time through text, email or phone call.


  • Loan approval
  • Lock a rate
  • Order title insurance
  • Schedule closing
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Step 4: eClose



We will send your closing documents via email for you to review days in advance. On closing day, you can sign most of your documents online through a smartphone, computer or tablet, which significantly speeds up the process. After a few clicks, you’ll be ready to close and celebrate your new home.


  • Receive closing disclosure
  • Closing costs and cash needed to close (if necessary)
  • eSign and sign documents
  • Pick up your new keys
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Step 5: Settle In & Relax

Settle In & Relax


Get the housewarming party planned, because your new home is worth celebrating with friends, family and neighbors. Let the memory-making begin!


  • Unpack and settle in
  • Meet your neighbors
  • Invite your family and friends over
  • Share excitement on social
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Get your home loan lesson plan

we’re ready to send it to you

While it may start with an email address, our goal is to secure you a new home address. It’s simple with your personalized Lesson Plan. Every step of your journey is covered so you know what to expect, when to expect it and are always up to date. It’s the perfect place to get started.


Website approval pending for inquiries on NY properties.

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Website approval pending for inquiries on NY properties.