To rent or to buy, that is the question — and it's a tough one. The battle between the two has raged on for decades, but here's the thing, only you know which is right for you. No matter which path you choose, it's important to make an educated decision, which is what we're here to help you with.
Before the house hunting adventure begins, the first step is to get prequalified. You can do that by providing information on your credit, income, assets and debts. When all of your information is in, you will get an accurate estimate of what is affordable and in your price range — there is literally nothing to lose but everything to gain!
How does a lender set a rate? What will your rate be? How will it impact your mortgage payment? There are so many questions for new home buyers when it comes to mortgage rates, and it's completely understandable why. We're here to answer those questions and discuss how interest rates are a key factor to your home loan.
Everyone has their type. In this instance, that type will depend on your budget, your financial goals, a home's sale price, and so much more. When it comes to loan types, it can vary from low- and no-down payment options to jumbo loans used for higher priced homes. We're here to break down what's available, how specific loans benefit you and answer any other mortgage-related questions.
Your loan officer will play an essential role in your mortgage process. That's why it's important to find the right one who will listen to your needs, understand your goals and work hard to simplify your process. Your loan officer will be by your side every step of the way, from application to homeowner.
Your personal finances are key to finding you the right mortgage for your situation. Maybe you're debt-free and can qualify for anything. Maybe you're building your career and have a set budget to adhere to. Whatever your situation is, your income, credit score, savings, assets and more all play a role in the home financing process. Jump in and find out how.
Get your home loan lesson plan
While it may start with an email address, our goal is to secure you a new home address. It’s simple with your personalized Lesson Plan. Every step of your journey is covered so you know what to expect, when to expect it and are always up to date. It’s the perfect place to get started.
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